A Little Bit About Us

KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members.

Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership. Our goal is to help each member attain a strong and secure financial future.

As of January 3, 2008 KGC Federal Credit Union was approved by the NCUA for a community charter. All persons who live, work, worship or attend school in and businesses and other legal entities in Ashland, Beaver, Elk, Licking, Salem Townships and Callensburg, Knox, and Shippenville Boroughs are eligible to join the credit union.

Immediate Family members as well as Household members within our field of membership are also eligible to join.  Our policy of “once a member, always a member” means you may continue your membership regardless of your employment status. Members are required to open and maintain a share savings account with a minimum opening deposit of $5.  There is also a one-time membership fee of $1.00 to join.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.