KGC Federal Credit Union offers members loan specials throughout the year.

See our Current Loan Rates below for rate and disclosure information on these services.

Our loan programs include:

  • New Vehicle/Motorcycle Loans
  • Used Vehicle/Motorcycle Loans
  • Signature Loans
  • Share Secured Loans
  • Recreational Vehicle Loans
  • ATV/Snowmobile Loans
  • Boat
  • Visa Credit Cards

To apply for a loan, simply stop in the office for an application or download the PDF from the apply for a loan tab.  You may also call or email a request for an application to be mailed or emailed to you.  Automatic payment is available with any of our loan services.

Vehicle Loan Rates

Model YearRate APRTerm
New 2024 – 2022 (Untitled)as low as 6.69%Up to 60 months
New 2024 – 2022 (Untitled)as low as 7.09%Up to 75 months
Used 2023 – 2020as low as 7.19%Up to 72 months
2019 – 2018as low as 7.09%Up to 60 months
2017 – 2016as low as 7.59%Up to 60 months
2015 & Olderas low as 8.09%Up to 48 months

Personal Loan

Rate APRTerm
as low as 9.00%Up to 36 months
as low as 9.75%37 – 60 months
as low as 10.75%61 – 84 months

Recreational Vehicles (campers, 5th wheels, boats)

Model YearRate APRTerm
New (Untitled)as low as 8.99%0 – 60 months
New (Untitled)as low as 9.24%61 – 84 months
Usedas low as 9.49%0 – 60 months
Usedas low as 9.74%61 – 84 months

Share Savings Secured Loan

Rate APRTerm
2.99%* (Maximum Loan Amount is 100% Savings Balance)Up to 120 months
3.99%* (Maximum Loan Amount is 50% Savings Balance)Up to 84 months

Contact a Credit Union Representative for application and full details.
APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice