KGC Federal Credit Union offers members loan specials throughout the year.
See our Current Loan Rates below for rate and disclosure information on these services.
Our loan programs include:
To apply for a loan, simply stop in the office for an application or download the PDF from the apply for a loan tab. You may also call or email a request for an application to be mailed or emailed to you. Automatic payment is available with any of our loan services.
| Model Year | Rate APR | Term |
|---|---|---|
| New 2024 – 2022 (Untitled) | as low as 6.94% | Up to 60 months |
| New 2024 – 2022 (Untitled) | as low as 7.34% | Up to 75 months |
| Used 2023 – 2020 | as low as 7.44% | Up to 72 months |
| 2019 – 2018 | as low as 7.34% | Up to 60 months |
| 2017 – 2016 | as low as 7.84% | Up to 60 months |
| 2015 & Older | as low as 8.34% | Up to 48 months |
| Rate APR | Term |
|---|---|
| as low as 9.25% | Up to 36 months |
| as low as 10.00% | 37 – 60 months |
| as low as 11.00% | 61 – 84 months |
| Model Year | Rate APR | Term |
|---|---|---|
| New (Untitled) | as low as 9.24% | 0 – 60 months |
| New (Untitled) | as low as 9.49% | 61 – 84 months |
| Used | as low as 9.74% | 0 – 60 months |
| Used | as low as 9.99% | 61 – 84 months |
| Rate APR | Term |
|---|---|
| 3.49%* (Maximum Loan Amount is 100% Savings Balance) | Up to 120 months |
| 4.49%* (Maximum Loan Amount is 50% Savings Balance) | Up to 84 months |
Contact a Credit Union Representative for application and full details.
APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice