ID Theft


ID Theft is a serious and growing problem.  Members can avoid ID Theft by taking the following precautions:

  • Review credit reports annually
  • Shred confidential documents
  • Review all account statements
  • Use secure mailboxes to send & receive mail
  • Use caution when asked for personal information over the phone or online
  • Be aware of scam tactics such as “phishing”

 

Be aware of scam tactics such as “phishing”. Phishing is a term used to describe fake email disguised as coming from legitimate businesses that ask for personal financial information.

  • If you receive an email from the credit union or any other financial service provider requesting financial information, treat it with suspicion.
  • Do not reply to the email or respond by clicking on a link within the email.
  • KGC FCU will never ask you to provide confidential financial information via an email request.
  • Contact the credit union at 814-797-5768 to report suspicious email.

 

If you feel you have been a victim of ID Theft, take the following steps:

  • Place fraud alerts with each credit bureau
  • Check your credit reports
  • Review accounts and use standard affidavit to report disputes
  • Close accounts that have been tampered with or opened fraudulently
  • File a police report and keep a copy for yourself
  • File a complaint with the FTC